Socioeconomic Impact on Uninsured
Uninsured refers to individuals with no health insurance cover. In different states in the United States, the percentage of uninsured varies due to various socioeconomic factors in those states. I would agree more with my peers because according to the statistical reports filed in 2015 by the Kaiser Family Foundation, a total of 79% of the U.S. citizens are insured (Garfield, Damico, Stephens, & Rouhani, 2014). The bigger number of uninsured person are in working families with a majority being low-income families. For example, in the state of Georgia, the percentage of uninsured stands at 14 percent which is the highest in number of all other states.
Socioeconomic Effects Contribution on Uninsured
One of the leading causes of high number of uninsured in the United States (U.S.) is the high cost of insurance among the uninsured. The majority of people in most states feel the need to get insured but they face financial challenges. The people feel the cost is far much expensive for them to afford. Therefore, the uninsured are willing but are unable to afford to pay for health insurance (Garfield et al., 2014). In addition, there is ignorance on the options and financial assistance to get insured among many people who are uninsured. For example, one out of five people responded that they do not know the requirements needed for health insurance. Moreover, high poverty levels have contributed to the high number of uninsured people (Garfield et al., 2014). Most people have got high rate dependents on their little income, hence, giving them no option but to choose from other needs that they feel as more basic. Finally, the employer culture of insurance policies is inhibiting. The employers do not offer health benefits, hence, limiting the employees from taking insurance cover. Nonetheless, the uninsured effect is felt deeply as the uninsured receive less therapeutic and diagnostic services.
Garfield, R., Damico, A., Stephens, J., & Rouhani, S. (2014). The coverage gap: Uninsured poor adults in states that do not expand Medicaid–an update. Retrieved from http://kff.org/uninsured/issue-brief/the-coverage-gap-uninsured-poor-adults-in-states-that-do-not-expand-medicaid/