Affordable Healthcare USA
The Affordable Care Act, also known as the Obama Care is a famed US statute introduced into law by the President of the United States. The Act became increasingly a crucial regulatory tool in the US healthcare system, particularly following Medicare Medicaid system introduction (Richard, 2011). It was also specifically enacted with the only intention of ensuring affordability of medical cover while also reducing uninsured medical costs and coverage in private and public systems.
Therefore, it introduced different mechanisms including subsidies and mandates that would enhance medical cover affordability (Dipika, 2014).
Affordable Healthcare in the United States
The debate on affordable healthcare has been continuous since President Obama approved Affordable Care Act integration in 2010. While it saw the introduction of different insurance reforms, that would drive the healthcare system in the United States for the next four years, it has also generated endless arguments that consist of criticism and praise.
According to Christopher (2012), the Act was also primarily designed to help lower economic constraint level among the citizens of the US by ensuring affordability of medical insurance. The Affordable HealthCare Act has however proven to have significant impact on the economy and it can low the progress of the economy. As clarified by Lyle (2012), many subsidies offered in the Act do not apply to full time employees because their salary packages are above the category eligible for provisions in the Act.
Therefore, projections indicate that many people will settle for part time jobs while others consider self-employment as a way of gaining eligibility for the subsidies. This will in the end have significant effect on the economy because it reduces productivity level significantly. The Affordable Healthcare Act will also affect individual and family expenditure as many people will be likely to buy different insurance covers aiming to tap the benefits while growing subsidy coverage on the other hand for families.
The trend will increase enrollment rate as many people seek to enjoy comprehensive benefits and in return, it will affect premium insurance rates that may also raise healthcare costs in the long run (Richard, 2011). With many people receiving medical coverage through the government or their employers, a small number will purchase personal covers and they will be forced to settle for healthcare coverage with provisions similar to that offered by the government or employer.
Eventually, it will be more costly than having healthcare policies that many people today do not have and increase family and individual expenditure (Dipika, 2014). The Affordable Healthcare Act has also proven to be detrimental to the society and its effects will in the cause some implications in social work field.
According to Christopher (2012), new Affordable Healthcare law makes provisions enabling a high number of people to qualify for Medicaid. It is an indication that growing number of patients will be looking for social services in the healthcare system thus, increasing healthcare and social workers workload.
It is so, because new laws on the law mandates insurance providers to offer coverage to people with pre-existing and extreme conditions while organizations with more than 50 staff members are expected to offer medical coverage for all their workers (Lyle, 2012).
The Affordable Care Act has raised significant debate since its creation into the new Obama Care Law in 2010. The law was specifically attributed to different social and economic effects included reduced efficiency in national economy, high influx of patients in different healthcare facilities and increased family expenditure which, increases social workers workload.
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Christopher, R. (2012). Dynamics of Healthcare Reform: Bitter Pills Old and New, Vanderbilt Journal of Transformational Law, 45(5):11-31.
Dipika, J. (2014). Gene-Patenting and Access to Healthcare: Achieving Precision, Houston Journal of International Law, 36(1):22-41.
Lyle, B. (2012). Transforming Healthcare, American Journal of Pharmaceutical Education, 76(7):67-80.
Richard, K. (2011). Older Americans, Medicare, and the Affordable Care Act: What’s Really in it for Elders, Generations, 35(1):45-60.